Adorama Edge Credit Card
Where payment flexibility and everyday rewards work to your advantage. or See if you pre-qualify with no impact to your credit bureau score.Gear up and choose between two great benefits every time you shop with us.
Adorama Edge Credit Card
Gear up and choose between two great benefits every time you shop with us.
Special Financing*
Convenient monthly payments on purchases of $199+
5% OFF† Every Day
Enjoy 5% OFF† purchases every day with the Adorama Edge Credit Card!
No Annual Fee**
Convenient Payments
Instant Credit Decision

Special Financing Benefits
No Interest if Paid in Full Within 6 or 12 Months*
6 Months Special Financing available on purchases of $199-$799.99. 12 Months Special Financing available on purchases of $800 or more.
Only valid on purchases made with the Adorama Edge Credit Card. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 6 or 12 Months. Minimum monthly payments required.
Every Day Savings
5% OFF† Every Day with your Adorama Edge Credit Card
Use your Adorama Edge Credit Card, enjoy 5% off every day on your purchase.
Special Financing and 5% OFF Adorama Edge Credit Card benefit can’t be combined. You will be asked to select Special Financing (if purchase amount qualifies) or 5% OFF every day benefit at checkout.
How it works
Adorama Financing offers instant personalized financing at checkout. We work with multiple lenders to find the best financing solution for you. See financing details for more information.⤉
Add To Cart
Browse Adorama products and add to your cart.
Checkout
At checkout, select “Apply for Adorama Edge Credit Card” in the Payment section.
Apply for Financing
It’s fast, simple, safe, and secure.
Use your Card
If approved, you can use your new credit card immediately.
Don't Miss Out!
Open an Adorama Edge Credit Card and take advantage of the perks that work for you. See if you pre-qualify with no impact to your credit bureau score.
Frequently Asked Questions
FAQ
Your Adorama Edge Credit Card can be used to make purchases online, at adorama.com.
- 6 Month Special Financing* on orders totaling $199-$799.99
- 12 Month Special Financing* available on orders totaling $800 or more
Order minimum excludes sales tax, shipping fees, and discounts. To receive special financing, simply pay with the Adorama Edge Credit Card and select the financing option during checkout.
Enjoy 5% Off Every Day benefit on orders charged to your Adorama Edge Credit Card by selecting the option at checkout. You will be prompted to select either special financing (if purchase amount qualifies) or the 5% Off every day benefit when you enter your Adorama Edge Credit Card information for every purchase.
If you use an Adorama Edge Credit Card in the same purchase with another form of payment, the 5% OFF discount benefit will apply only to the purchase amount on the Adorama Edge Credit Card.
5% Off Every Day benefit does not apply to purchases of Gift Cards, and on any prior purchases. Excludes taxes and shipping charges.
Applying for an Adorama Edge Credit Card is fast and easy. The application is subject to approval by Synchrony Bank. If approved, we’ll automatically add your Adorama Edge Credit Card to your account at checkout. Select the Adorama Edge Credit Card under the payment information to pull up your available balance and select between Special Financing (if purchase amount qualifies) or the 5% OFF every day benefit.
You will receive a letter in the mail within 7-10 business days after applying.
For Adorama Edge Credit Card accounts, you can pay your bill online or modify your account settings by clicking here.
Pay By Phone: Contact Synchrony Customer Service during business hours at (866) 396-8254.
Monday - Friday 7:30 AM - 12:00AM ET
Saturday 10:00 AM - 7:00PM ET
Sunday Closed
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:
Synchrony Bank
P.O. Box 960061
Orlando, FL 32896-0061
Adorama Financing
For Concora® Credit Accounts, issued by Celtic Bank click here to manage your account or for more information.
Pay By Phone: Contact Concora Customer Service during business hours at 1-(866)-502-6439.
Monday - Sunday 9:00 AM - 9:00PM ET
Currently, you will not be able to use the Adorama Edge Credit Card for purchases on the Business Solutions Portal, or as a verified Classroom Connect member.
Terms & Disclosures
**Subject to credit approval. The 3X in VIP Reward Points offer is valid on purchases SITEWIDE from 5/16/25 through 5/31/25 11:59 pm ET. Cardmembers will earn 3 points per dollar spent on SITEWIDE purchases of $1000.00 or more made with their Adorama Edge Credit Card during the offer period. Cardmembers must make a purchase with the Adorama Edge Credit Card account issued by Synchrony Bank and spend $1000 or more to earn 3 points per dollar in VIP Reward Points (minus any returns or adjustments). This offer is valid for one single receipt purchase. Offer does not apply to shipping charges, taxes, or other fees associated with the purchase on an eligible product. For VIP and VIP Perks members, bonus points will be posted to your account 35 days from shipment of product, within 10 business days for VIP Pro members. Earning points on qualifying purchases is limited to 30,000 for VIP and VIP Perks and 50,000 for VIP Pro members per member year. You must be a VIP Rewards member and logged into your Adorama Account at the time of purchase to earn VIP Reward points. VIP Pro Membership is available for $49.99 for one year (taxes may apply on the membership fee). For your convenience, VIP Pro Membership will automatically renew every year, at the then current rate in effect, unless canceled. You can adjust your auto-renewal preferences in your Adorama online account profile. Click here for full VIP Rewards program terms.
^This offer is provided by Adorama. This offer is valid from 5/16/2025 through 5/31/2025. You must be an Adorama Edge Credit Cardmember at the time of VIP Pro upgrade to qualify for the 1,000 VIP Rewards Points. Only one 1,000 VIP Reward Points will be awarded per cardholder account. VIP Pro is a paid membership subscription tier of the VIP Rewards program that offers a selection of member benefits and services. VIP Pro Membership is available for $49.99 for one year (taxes may apply on the membership fee) payable with any tender type. For your convenience, VIP Pro Membership will automatically renew every year, at the then current rate in effect, unless cancelled. You can adjust your auto-renewal preferences in your Adorama online account profile. To earn Points from purchasing qualifying products you must be logged in Your Adorama Account on the www.adorama.com website or for purchases over the phone or in-person at the Adorama store, by providing an authorized representative a valid email address that correlates to the purchaser’s Membership Account. Certain brand exclusions may apply. Earning points on qualifying purchases is limited to 30,000 for VIP and VIP Perks and 50,000 for VIP Pro members per member year. See full VIP Rewards terms here. Synchrony is not a sponsor of and does not endorse, recommend, warrant or take responsibility for this promotion or resulting fulfillment or customer service of the Adorama VIP Rewards Program.
*No Interest if Paid in Full Within 18 Months.
On qualifying purchases made with your Adorama Edge Credit Card, valid 5/16/25 through 5/31/25. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 18 months. Minimum monthly payments required. A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime. New Accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.
‡For new accounts only. In order to qualify for this offer, between 5/16/25 and 5/31/25 you must open a new Adorama Edge Credit Card account issued by Synchrony Bank and use it to make your first single receipt purchase of either $1000 - $1499.99 for a $50 statement credit or $1500+ for a $75 statement credit (minus any returns or adjustments). Only one $50 or $75 statement credit can be earned per cardholder account. Credit will be posted to the account within 90 days after the qualifying purchase is made. Account must remain open, be in good standing and not become delinquent at the time the credit is posted to the account. Subject to credit approval. Accounts approved after May 31, 2025 are not eligible for this offer. If application is submitted during the offer period, but is approved outside of the offer period, cardholder will not be eligible for this offer.
⤉ Financing details: Additional offers may be available that are not listed above. Subject to credit approval by each lender.
Adorama Edge Credit Card, issued by Synchrony Bank.
*No Interest if Paid in Full Within 6 or 12 Months
6 Months Promotional Financing available on purchases of $199-$799.99. 12 Months Promotional Financing available on purchases of $800 or more. Only valid on purchases made with the Adorama Edge Credit Card. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime.
*No Interest if Paid in Full Within 6 or 12 Months
6 Months Promotional Financing available on purchases of $199-$799.99. 12 Months Promotional Financing available on purchases of $800 or more. Only valid on purchases made with the Adorama Edge Credit Card. A Promo Fee does not apply to this offer. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. Subject to credit approval by Synchrony Bank. We reserve the right to discontinue or alter the terms of this offer anytime.
*/** New Accounts as of 07/16/2024: Purchase APR is 34.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms.
†Subject to credit approval. Not applicable on gift cards. This offer cannot be combined with financing. The 5% discount will be applied after all other applicable discounts are applied at point of sale. Excludes taxes and shipping charges. We reserve the right to discontinue or alter the terms of this offer anytime. Offer only valid on purchases made with the Adorama Edge Credit Card, issued by Synchrony Bank.
Adorama Edge Credit Card
The Adorama Credit Card provides a flexible financing solution for photographers, videographers, and tech enthusiasts, offering various benefits for those looking to make purchases more manageable. With the Adorama Edge Credit Card, customers gain access to special financing options, making it easier to invest in high-quality gear and technology without a large upfront cost. This camera credit card is specifically designed to help customers afford the latest equipment, including cameras, lenses, computers, and more, with financing plans that suit different budgets.
The Adorama credit card allows for financing on purchases over a set minimum, often including interest-free options if paid in full within a specific period. This benefit provides greater flexibility, enabling customers to get the products they need while making convenient monthly payments. Adorama financing options may vary, including promotional terms to support both small and large purchases.
Applying for the Adorama Edge Credit Card is a straightforward process, and once approved, cardholders can immediately start enjoying the benefits. Beyond financing, the Adorama credit card may offer additional perks like exclusive discounts or early access to sales events, making it ideal for those who frequently shop for photography or tech gear.
Overall, the Adorama Credit Card is a great tool for enthusiasts and professionals who want to invest in the best equipment while enjoying manageable payments and exclusive cardholder benefits.